IBAN Accounts

What is a virtual IBAN account?

A virtual IBAN is an IBAN (International Bank Account Number) reference issued by a bank to allow incoming payments to be rerouted to a different, physical bank account. Virtual IBAN accounts can be used to send and receive payments worldwide, allowing businesses to extend their value chain to provide settlement services to its global customers. From the customer’s point of view, a virtual IBAN works in exactly the same way as a regular IBAN account – once they make a payment, their funds will end up in the physical bank account linked to the virtual IBAN.

An IBAN number is an international bank account number, which is used for accounts held in the EU, as well as Norway, Switzerland, Liechtenstein and Hungary. It’s used as standard when banks around Europe need to process international payments, to make sure your money reaches its destination safely and quickly.

Your IBAN is a unique identifier for your own bank account, and contains pretty much all that is needed to identify your country, bank, and your exact account, in just a few numbers.

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